# Scrilladilla

> Free list of real, specific ways to make or save money (bank and brokerage bonuses, cash back, selling stuff), each with the exact payout, requirements, step-by-step instructions, drawbacks and a last-checked date from the official page. No affiliate or referral links. Not financial advice; offers change, so confirm terms on the official page.

Offers were last checked Oct 14, 2026.

## Guides

- [Best bank bonuses right now (Oct 2026)](https://scrilladilla.com/best/bank-bonuses): 8 checking and savings account bonuses (up to $1,500) with requirements, fees and deadlines, checked on each bank's own page Oct 14, 2026.
- [Best brokerage bonuses right now (Oct 2026)](https://scrilladilla.com/best/brokerage-bonuses): Free stock and cash for opening an investing account: E*TRADE, moomoo and Robinhood. Deposit tiers, holding periods and deadlines, checked Oct 12, 2026.
- [Sell your old phone for cash (Oct 2026)](https://scrilladilla.com/best/sell-your-phone): Where to sell a used phone: Swappa, Gazelle, Best Buy and ecoATM. Real recent sale prices, fees and how you get paid, checked Oct 12, 2026.
- [Where to sell stuff: fees compared](https://scrilladilla.com/best/sell-stuff): What you actually keep selling on eBay, Mercari, Depop, ThredUp, CardCash and more: fees and payouts from each site's own pages, checked Oct 12, 2026.
- [Best cash back apps (Oct 2026)](https://scrilladilla.com/best/cash-back-apps): Cash back apps compared: Rakuten, TopCashback, Ibotta, Fetch, Upside and Chase. What each pays for shopping, groceries and gas, checked Oct 12, 2026.

## Ideas

- [Get $400 for opening Chase Total Checking](https://scrilladilla.com/ideas/checking-bonus): Open Chase Total Checking with the offer, route $1,000 of direct deposit to it within 90 days, and Chase pays $400. Open by 1/27/2027. No Chase? Wells Fargo pays $325 and Capital One pays $250 with no monthly fee. (checked Oct 14, 2026)
- [Earn 4.25% APY (plus up to $800) at E*TRADE Premium Savings](https://scrilladilla.com/ideas/hysa-move): Big-bank savings pay 0.01%. E*TRADE Premium Savings guarantees 4.25% APY for 6 months with no minimum, and with code SAVE800 adds $400 if you bring $20k. On $10,000, that's about $212 in 6 months instead of about $0.50. (checked Oct 12, 2026)
- [Get $30–$100 in free NVDA stock from moomoo](https://scrilladilla.com/ideas/brokerage-free-stock): Open a moomoo account, deposit $500 and keep it there 60 days for $30 of NVIDIA stock, or $2,000 for $100. The deposit must settle by 12/31/2026. No-deposit option: Robinhood gives a free stock (usually $5) just for linking a bank. (checked Oct 12, 2026)
- [Get an extra 10% back (up to $50) with Rakuten's welcome boost](https://scrilladilla.com/ideas/cashback-portal): Before shopping online, click through Rakuten. New members get an extra 10% cash back at eligible stores, up to $50 extra. TopCashback passes 100% of its commission to you. (checked Oct 12, 2026)
- [Scan every receipt into Fetch (first gift card at $10)](https://scrilladilla.com/ideas/fetch-receipts): Snap any receipt within 14 days of purchase (up to 35 a week) for Fetch points, then trade points for gift cards. Your first redemption is a $10, $25, or $50 card. Upload the same grocery receipt to Ibotta too and get paid twice. (checked Oct 12, 2026)
- [Sell your old phone on Swappa: iPhone 13 ≈ $248, Galaxy S23 ≈ $234](https://scrilladilla.com/ideas/mail-in-tech-trade): Sell last-gen phones, tablets, and consoles directly to buyers on Swappa. Recent average sales: iPhone 14 $284, iPhone 13 $248, Galaxy S23 $234, iPad 9th gen $167, Switch OLED $198. That's roughly double Swappa's own trade-in quotes. Want no-effort mail-in? Gazelle sends a free label. (Decluttr has closed.) (checked Oct 12, 2026)
- [Earn $50 per friend with Chase Refer-A-Friend (up to $500/year)](https://scrilladilla.com/ideas/crew-referral-swap): Already bank with Chase or use Robinhood? Share your own referral with friends who were going to sign up anyway. Chase pays $50 per friend (up to 10 a year). Robinhood pays stock at milestones: $50 for your first funded referral. (checked Oct 12, 2026)
- [Get $10 per 20-minute website test on UserTesting](https://scrilladilla.com/ideas/usertesting): UserTesting pays you to use websites and apps and think out loud. Published rates: $4 for a 5–7 minute test, $10 for a 15–20 minute test, $30–$90 for live calls. Paid by PayPal about 14 days later. (checked Oct 12, 2026)
- [Sell unwanted gift cards to CardCash for up to 92% of face value](https://scrilladilla.com/ideas/gift-card-sell): Type the brand and balance into CardCash for an instant offer. Its best rates reach 92% of the card's value. You're paid by check, ACH, or PayPal. (checked Oct 12, 2026)
- [Sell unopened gifts and gadgets on eBay (you keep ~86%)](https://scrilladilla.com/ideas/ebay-new-in-box): Search eBay's sold listings for the exact item, list it at that price, and ship when it sells. eBay takes 13.6% plus $0.40 per order in most categories. For junk-drawer odds and ends (cables, old controllers), bundle them into one 'lot' listing. (checked Oct 12, 2026)
- [Sell clothes on Depop (no selling fee) or Mercari](https://scrilladilla.com/ideas/clothes-online): Depop charges US sellers no selling fee, just 3.3% + $0.45 payment processing. Mercari keeps 10%. Brand-name pieces sell best. (checked Oct 12, 2026)
- [Send a ThredUp Clean Out bag for free (return it within 30 days)](https://scrilladilla.com/ideas/thredup-bag): Order a ThredUp Clean Out bag, fill it with women's and kids' clothes, and ship it back. The $14.99 service fee is currently $0 if you return the bag within 30 days. Payout: 15% on a $20 sale, 60% on a $100 sale, 80% on a $200 sale. (checked Oct 12, 2026)
- [Sell furniture and bulky stuff on Facebook Marketplace or Mercari](https://scrilladilla.com/ideas/marketplace-snap-list): For things too big to ship, list them on Facebook Marketplace and sell for cash at pickup. For shippable items, Mercari takes 10% and cash-out to your bank is free. (checked Oct 12, 2026)
- [Get cash back on gas, groceries and takeout with Upside](https://scrilladilla.com/ideas/upside-cashback): Before you pay, claim an Upside offer at a nearby gas station, grocery store, or restaurant, then pay with a linked card. Upside says users average 8% back on grocery and dining. Gift card cash-outs are free. (checked Oct 12, 2026)
- [Activate Chase Offers and Rakuten's 5% dining on cards you already have](https://scrilladilla.com/ideas/card-linked-offers): Most banks hide merchant cash-back deals in their app. Chase Offers pays cash back when you activate a deal and pay with your Chase card. Rakuten pays 5% at 22,000+ restaurants when you pay with a linked card. (checked Oct 12, 2026)
- [Turn an old phone into cash in about 7 minutes at an ecoATM kiosk](https://scrilladilla.com/ideas/ecoatm-phone-cash): Get an online quote from ecoATM (locked for 7 days), then drop the phone at a kiosk and get paid on the spot in cash, Venmo, or PayPal. It takes damaged phones. Expect less than selling on Swappa. (checked Oct 12, 2026)
- [Get cash back on groceries with Ibotta (cash out at $20)](https://scrilladilla.com/ideas/ibotta-rebates): Before you shop, add Ibotta offers for items already on your list, then link your store account or scan the receipt. Once you've earned $20, cash out to your bank or PayPal. New users get a welcome bonus shown in the app. (checked Oct 12, 2026)
- [Scan textbook ISBNs on BookScouter to find the top buyback price](https://scrilladilla.com/ideas/books-to-bucks): Type or scan each book's ISBN into BookScouter, which compares 30+ buyback vendors for free, and sell to the highest bidder with a free label. Textbooks can fetch real money; novels usually don't. (checked Oct 12, 2026)
- [Can't go? Resell your tickets on Ticketmaster (paid ~7 business days after the event)](https://scrilladilla.com/ideas/ticket-resale): If your tickets are resale-eligible, list them from your Ticketmaster account. You're paid by direct deposit or debit card, usually within 7 business days after the event. (checked Oct 12, 2026)
- [Microsoft Rewards: search on Bing for about $1–$3 a month in gift cards](https://scrilladilla.com/ideas/microsoft-rewards): Each Bing search earns 5 points (5 a day at the base level, up to 20 at Gold), and about 5,000 points buys a $5 gift card. Honest math: searching alone earns about $0.75–$3 a month. (checked Oct 12, 2026)
- [Long shot: claim up to $10 from the CVS Digital Privacy Settlement by 11/16/2026](https://scrilladilla.com/ideas/class-action-claim): If you used CVS's website or app before 7/27/2026, file a claim at the official settlement site: up to $5 with no proof, up to $10 with proof. Deadline 11/16/2026. Filled prescriptions with insurance at Kroger? That settlement's deadline is 12/21/2026. (checked Oct 12, 2026)

## Optional

- [Earnings tracker](https://scrilladilla.com/tracker): log your own wins; works without an account.
- [Leaderboard](https://scrilladilla.com/leaderboard): top earners from wins people chose to share (self-reported).
- [Terms](https://scrilladilla.com/terms): not financial advice; offers belong to their issuers.
- [Privacy](https://scrilladilla.com/privacy)